Cash Loans

£100 - £5,000 paid out in 20 minutes

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Representative Example: Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable).

Warning: Late repayment can cause you serious money problems. For help, go to

There are times that you face a financial emergency. They may include different things, such as a medical bill or your car break down. In this kind of situation, you will need money quickly. Payday loan brokers help you get cash loans when in this kind of situation. These kinds of cash loans charge a high-interest rate, but in return, you get your money almost immediately. A broker is a person or firm that will help you secure a cash loan. Brokers come in handy, especially in situations where you have a negative credit score. Some operate online and specialize in high cost, short-term cash loans, and other payday loans. Some of the brokers will charge you a small fee, whereas others receive a commission from lenders.

How it works

When you apply for cash loans via Palma Violets Loans, they will automatically send your information to all the lenders in their system. The only thing you are required to do is fill in the form giving necessary information that is needed.

How to apply

You will fill an online application form where you enter specific information that is required to request for cash loans. You will fill how much you need, and it will take minutes to complete. The process is quick and straightforward to understand.

Personal documents required

Proof of identity

There are various reasons a broker will need your information. They include identity cards and proof of residence. You also need to be of legal age, i.e., 18 years.

Income and employer verification

Cash loans are quite different from other loans like mortgages in that they do not have collateral. For this reason, the lender is at a higher risk and hence has to verify more to ensure a steady income. You verify information using the following documents:
  • Tax returns
  • Payslips [ usually the last two]
  • Bank statements
  • Contact information for your employer

Processing and Being connected to a lender

Upon submission of the online application form and documents, they are processed and shared automatically with lenders to determine eligibility.

Loan offer and acceptance

Once you are matched with a suitable lender, you will be given loan offers based on the information you provided. You will also be presented with terms detailing conditions, how and when you will repay the loan. The amount offered and terms are based on eligibility.

How you receive money

Once you come into agreement with your lender, the funds will be wired to your bank account. This is the same account where the repayments of the cash loans will take place. Hence, it important you give the right information. The amount of time it will take depends on your bank and the lender.

Compare Lenders

LenderRepresentative APRAvailable AmountsLoan Duration
QuidMarket1301%£300 to £1,5003-6 months
Loans 2 Go1013.3%£250 to £100018 months
Ferratum1270%£300 to £70062 days to 4 months
MyJar1081%£100 to £20003, 6 or 12 months
Sunny1267%£100 to £2500 6, 7, 9 or 14 months

Who is eligible for a payday loan?

For you to qualify for a cash loan, you need to have an active checking account and provide proof of income. Also, you have to produce identification to show that you are over 18 years of age. If you prove you meet all the qualifications, your loan will be ready within 24 hours.

Reasons for borrowing the money

Though the payday broker may not be too concerned with how you use your loan, it helps in suggesting what kind of product will suit your needs.

How much money you need and payment period

How much money you get will depend on your financial health and your past financial record. However, when you are applying for a loan, you should have a very solid idea of how you will payback. The repayment period should also be of great concern to you. Make sure you do not take more money than you need, even if you qualify for it.

Your credit score

Once the loan application process is underway, the broker will want to know your credit score. It is imperative that you know your credit score before beginning the process. This will help you to know how much you qualify to apply and avoid a hard credit pull.

Benefits of Palma Violets Loans

When taking out a loan, you need to know when and how you will pay the money back. Nevertheless, several benefits come with taking cash loans that make them very useful.

Below are some of the advantages of Palma Violets Loans:

Easy to apply

In most cases, you will do the application process online. All you need is your financial and personal details.

Appropriate if you have bad credit

You may struggle to get a loan if your credit score is poor. Therefore, many banks and moneylenders will reject applications from high-risk customers.

Easy to manage

One of the advantages of a cash loan is that you manage your account online. Each time you log in, you will see your loan balance and the repayment dates.

Convenient in case of an emergency

An emergency cannot wait. If your boiler needs replacing, or your car broke down, you will not have time for traditional forms of borrowing. Palma Violets Loans will get into your account within hours if you are successful in your application.

Paying early reduces your overall pay

Using modern technology, your lender will send reminders via email or text. This will ensure you always remember your cash loan obligation and cover your payments promptly.


We are also here to answer any questions that you have about cash loans. Here are some answers to the most common ones.

It is a short-term borrowing method where the lender will offer a cash loan at a high-interest rate based on your credit profile and income.

There are two ways to apply for Palma Violets Loans. You may decide to visit the store physically or apply online. Applying online is more convenient as you get the money directly into your account.

You need to have an active checking account, and you must prove that you get some income. The legal age for borrowing is 18 years, and you have to provide identification.

Generally, the lender will want one or two years of your tax returns. This is to ensure there is consistency with what you enter as your income. Bank statement and assets to ensure you have reserved in case anything goes wrong. The lender will look at your credit history.

It mostly depends on your lender. For most of the lenders, 24 hours is the maximum amount of time that it takes for money to reach your bank account.

Most of the payday loan brokers will not require your credit score. However, some will do a credit check as part of the application process.

The answer is yes; you will get a loan regardless of your credit score. If you have had financial issues along the way or your credit history is bad, you still qualify for a loan.

There are different opinions on whether cash loans are predatory businesses, or they help consumers stay afloat in difficult financial situations. However, it is a great alternative to bank overdrafts for those who don’t have a great credit score. These kinds of loans have helped many, especially in emergencies.