Same Day Loans for Bad Credit

£100 - £5,000 paid out in 20 minutes

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Representative Example: Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable).

Warning: Late repayment can cause you serious money problems. For help, go to

If you find yourself in a situation where you urgently need £100 or £5,000, you should not think that you are ineligible for a loan. Offering you an easy way to find a source of loans, Palma Violets Loans matches you with lenders that offer same day loans even if you have bad or poor credit. Same day loans provide you with convenient and fast access to funds when you need it.

Same Day Loans for up to £5,000

Whether you are looking for fast money for an unexpected expense or emergency repair, same day loans offer you quick access to funds. As the name suggests, you generally get loan application approvals and transfers in one day with this type of loan. Same day loans for bad credit are ideal for covering urgent needs. This type of lending option is also known as payday loans or cash advances since they are designed to give you access to money while you wait for your next paycheck or payday.

Like other types of short-term loans, repayment periods for same day loans are shorter when compared to more traditional loans with larger amounts. Rather than having a term over several years to repay the loan, these loans are repaid in one instalment or over the course of a couple of weeks or a few months. Palma Violets Loans helps you connect immediately with lenders that offer quick loans, even if you have poor credit. These individual providers will then approve your application and set repayment terms depending on your needs.

Getting Same Day Loans with Bad Credit

There are many reasons for lower credit scores, including missing loan repayments and being late with credit card or other bill payments. Some instances where your score is impacted can simply be because of oversights like forgetting to update your credit card or debit details and missing a bill payment as a result. You might have also accidentally cancelled direct debit for a regular payment. Whatever the reason, being late with even a low value bill can bring down your score.

Even with a poor credit score, you can still get loans from providers across the United Kingdom. Palma Violets Loans has a broad network of trusted lenders that will consider same day loan applications even if you have bad credit. All credit histories are considered by many of our lending partners, although the specific amount of the loan you get will rely on the eligibility criteria that lenders set. Repayment terms will also be set by the same day loan provider.

Apply for Same Day Loans Online

Our online application gives you the convenience of finding a secure loan from the comfort of your home without having to venture out in person to lenders that may not consider customers with bad credit. Palma Violets Loans’ secure and safe online tool matches you with lenders from anywhere and at any time, 24 hours a day and seven days a week.

You can apply online for same day loans for bad credit of up to £5,000. You will know within minutes which lenders can provide you with funds. If you are matched, you will be connected directly with lenders to complete the application process. If you are approved for an instant loan by a lender, a transfer will be made directly to your bank account on the same day. The entire process can take just a few minutes.

Compare Lenders

LenderRepresentative APRAvailable AmountsLoan Duration
Lending Stream1333%£50 to £1,500Up to 6 months
Oakam1421%£100 to £5003, 6 or 12 months
Buffa1124%£100 to £10003-6 months
Loans 2 Go1013.3%£250 to £100018 months
MyJar1081%£100 to £20003, 6 or 12 months


How does Palma Violets Loans work?

We are a broker that works with an extensive network of lending organisations. Palma Violets Loans is not a lender. We do not make lending decisions or offer loans directly to you, but we do match you with lenders. Palma Violets Loans will use information you provide in your application to find potential lenders that might meet your needs. We receive commissions from lenders when we advertise their loan products and services.

Can you recommend a loan that is right for me?

We do not endorse any specific type of service or product, and we also do not recommend specific lenders.

What are the eligibility requirements for same day loans?

Individual lenders establish criteria for same day loans and they decide who is eligible. Anyone can fill out our application so you can be matched with a lender, but the loan provider will have eligibility requirements for their products. The minimum requirements usually include being at least 18 years old and living in the United Kingdom. You also need a regular source of income and have a bank account that you can use for direct deposits.

How much money can I ask for?

Same day loans are usually small amounts that help meet urgent or emergency needs. The amount you can borrow depends on individual lending organisations and how much they approve. Typically, same day loans are available for up to £5,000.

How quickly can I get approved for a loan?

The time it takes to transfer funds to you depends on individual lenders and your own bank, but generally you should receive money on the same day that you apply. It takes a few minutes to fill out the online application with Palma Violets Loans. It then takes a few minutes for us to match you with a lender in our network. If you are matched, you will then be connected to a lender’s website where you can complete and sign a loan application.

How do I receive the funds?

Funds are transferred to your bank account using electronic bank transfers. You will need to provide bank details when you submit your application to facilitate this transfer.

Can my loan application be rejected?

Palma Violets Loans makes no guarantee that your same day loan application will be approved by a lender. Lenders can reject applications if you do not meet their eligibility criteria. You should also read the terms of your loan carefully if you are approved. Sometimes these terms may not be compatible with your individual situation and needs.

Will you check my credit score?

Palma Violets Loans does not perform checks of your credit score, but most lenders do investigate your credit history. A loan provider might perform a ‘soft check’ when you apply. This involves checking your credit score to see if you are eligible for a loan and to determine how much you can receive. This check will not impact your credit score. Most lenders will do a complete check of your credit history if you accept a loan.